Permanent / Whole Life Insurance
We generally recommend term life insurance to our clients. It gives you the least expensive option to purchase insurance. Whole life is generally pushed by agents that want to make the highest commission possible, and usually isn't the best product for the client. Whole life is sold with promises of building large cash values in the policy, but the hidden fees and over-exaggerated interest almost always keep the policy from ever growing like the agent promised. We follow Dave Ramsey and advise our clients to purchase term life insurance, and make investments separately from a life insurance policy. We are unapologetic with this stance, because it truly is what's best for our clients. Click here to contact us and get a term life insurance quote today.