Short Term Health Insurance (major medical)

Short-term Medical Insurance is the only type of "major medical" health insurance that can be sold outside of the obamacare/marketplace options. So it provides a way for individuals and families to get a quality medical plan without having to do "obamacare" - so there is no government involvement, no questions about income, no tax penalties, etc. You can purchase a plan through Pivot Health that covers you for about 3 years at a time. So it's like having 3 12-month plans in a row, and the rate is locked in for those 3 years. And there are pre-existing condition limitations, but any new condition you get while on the plan - they can't deny coverage on at least until the 3 years is up. At that time, you can re-evaluate options and see if you want to buy another 3 year plan, or go on the "marketplace," etc. 

Kendall Erickson is an expert in Wyoming Health Insurance and has been selling all options since 2006, he can give you all the good options that are available in WY - and you can decide for yourself / your family which plan meets your needs and budget. 

Click the button below to run a quote and apply online today for a short term medical plan through Pivot / Companion Life:

Hospital Indemnity Insurance

The next option for individual health insurance is called "hospital indemnity" insurance. It pays you CASH for medical bills you incur. For example, National General has a plan that pays up to $3000/day for hospitalization, $90/day for doctor visits, $300/test for diagnostics, $500 ground and $3000 air ambulance, ​and pays generous amounts for outpatient surgery, and more. This is a renewable plan, so you don't have to worry about it running out. This product is quickly becoming a popular alternative to Obamacare. Click the button below to run a quote and apply online today for a hospital indemnity plan: